how to manage your money

There's lots of advice on-line about how to plan how you spend your money:

Uploaded on Aug 5, 2011

Wondering how to set a realistic household budget? In this class from CredAbility Nonprofit Credit Counseling and Education, you will learn how to set and reach your financial goals, how to create a priority spending plan and how to build a savings plan. 

Household Budgets - How to Create a Budget and Manage Your Money - YouTube

Here are a couple of episodes from the BBC Learning English's excellent 'soap':
BBC World Service | Learning English | The Flatmates - Episode 120
BBC World Service | Learning English | The Flatmates - Episode 7
BBC World Service | Learning English | The Flatmates - Episode 146
BBC World Service | Learning English | The Flatmates - Episode 14
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